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Cutting Corners to Pay for Medications

Scripta

September 2012 – Two new Consumer Reports surveys highlight the dangerous risks that Americans are taking due to the high cost of prescription medications.


A pair of surveys of adults who take prescription medications offered a stark portrait of medication compliance nationwide. In the six months preceding the surveys, over half of all respondents reported cutting back on other household expenses or changing how they manage their finances in order to pay for medications. Many resorted to taking potentially dangerous risks with their health.


While the surveys suggest that the nearly 45 million Americans without insurance have been hit the hardest, an astounding 52% of insured adults took some action in order to save money on health care. And the most common economizing measures are perhaps the most dangerous. These include putting off a doctor’s visit or delaying a medical procedure because of cost.


When it comes to prescription drugs, nearly 1 in 5 did not fill a presciption because of cost. Others chose to skip a scheduled dose or cut pills in half, without permission from ther doctor or pharmacist. The result is an America in which over half of all insured Americans and some 80% of uninsured are taking some measure of risk with their health due to cost.


Collateral damage in this crisis is a widening rift in the doctor/patient relationship. According to the Consumer Reports article, “High numbers of all survey respondents (47%) reported being uncomfortable talking to their doctor about their financial difficulties.” Almost no one received information regarding the cost of their medication while at the doctor’s office, although about 1 in 3 said they asked their doctor about getting a less-expensive medication or one covered by their insurance.

 

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Scripta™ is neither a pharmacy nor a doctor. The benefit service does not tell you what drug to take and does not participate in the drug selection process. Only your physician can determine the medications that are right for you. These alternative medications are options for less costly drugs that physicians may prescribe in place of the medications you are taking now. Scripta has reviewed your current medications only for the purpose of identifying potential cost savings for you to consider with your physician. Scripta has not analyzed the effectiveness or other therapeutic aspects of these medication alternatives. Accordingly, this report and any other forms of communication received from Scripta are not, nor should they be interpreted as, any form of treatment, drug regimen review, or provision of counseling or consultation by a prescriber, pharmacist or pharmacy. Do not stop taking your medication, change your medication, or start taking a new medication without being directed to do so by your physician and filling the prescription under the oversight of a licensed pharmacist. The alternatives set forth above may not be equivalent to your current medication, may interact adversely with your other medications, may not be indicated in light of your other conditions, may cause different or severe side effects, or may be less effective at treating your condition. Medication prices are approximate based on information provided by your pharmacy benefits manager, insurance plans, and/or employer, and may vary from pharmacy to pharmacy. Check with your insurance plan to obtain a full list of pharmacies where your prescriptions can be filled. All information herein is HIPAA protected, treated as highly confidential, and never shared with your employer.

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